# Ramp Agents

Agentic finance operations on top of corporate cards, expenses and the general ledger

## About Ramp Agents

Ramp built a corporate card and spend platform to roughly $1.4B ARR and a $44B valuation, then layered agents on top. Its Accounting Agent, launched in February 2026, automates the gap between spending and the general ledger, auto-coding every transaction and checking policy adherence before syncing to your ERP. It has also extended its Visa partnership so agents can execute autonomous corporate payments with real-time controls. Sistava is a general workforce, so the comparison is scope versus depth.

## Platform details

- Pricing: The core Ramp corporate card and expense platform is free, monetised through interchange. Ramp Plus and enterprise tiers add per-user fees, with agentic features layered on the platform.
- Founded: 2019, by Eric Glyman, Karim Atiyeh and Gene Lee
- Funding: $3B raised across 10 rounds. $750M Series F in June 2026 led by ICONIQ, GIC and Ontario Teachers at a $44B valuation, on roughly $1.4B ARR
- Last reviewed: 2026-08-17

## Official website

- [Visit Ramp Agents](https://ramp.com)

## What Ramp Agents do

The Accounting Agent, launched February 2026, targets one of the most tedious jobs in finance: taking every transaction and correctly coding it to the general ledger, checking it against policy, and syncing it to the ERP without someone reviewing each line. Because Ramp issues the card and sees the transaction at source, it has context an external tool cannot get: merchant, cardholder, department, policy, prior coding decisions. That data advantage is why the agent can be aggressive about automation where a bolt-on has to guess. Ramp has also deepened its Visa partnership so agents can execute autonomous corporate payments with real-time controls, which pushes it from categorising spend to initiating it.

## The platform-gravity model

Ramp is a clear example of a pattern worth naming: own the transaction, then automate everything around it. The agents are excellent precisely because they are not general, and their value is inseparable from the platform underneath. That is great if you are on Ramp. It is irrelevant if you are not, and it is a substantial migration if you are considering switching for the agents alone. It is also why free is complicated here. The core platform costs nothing because Ramp earns interchange on your spending. That is a fair trade and worth understanding when comparing against a subscription.

## Where a workforce sits alongside it

Ramp Agents cover spend-to-ledger. They do not chase an unpaid customer invoice, prepare a board update, research a supplier, or notice that a vendor quietly doubled its price and draft the cancellation. Those are finance-adjacent operational jobs, and they are exactly the sort of work that goes undone in a small company because nobody owns it. A sensible stack for a company already on Ramp is Ramp for spend and its agents for coding, and a finance employee handling receivables, reporting and the long tail of operational finance around it.

## Comparison

- [Compare Ramp Agents with Sistava](/en/compare/ai-finance/ramp-agents) — See the two platforms side by side when you are ready to evaluate them.