# Sistava vs Ramp Agents

*AI Finance and Accounting*

Ramp Agents vs Sistava

Ramp built a corporate card and spend platform to roughly $1.4B ARR and a $44B valuation, then layered agents on top. Its Accounting Agent, launched in February 2026, automates the gap between spending and the general ledger, auto-coding every transaction and checking policy adherence before syncing to your ERP. It has also extended its Visa partnership so agents can execute autonomous corporate payments with real-time controls. Sistava is a general workforce, so the comparison is scope versus depth.

> **Bottom line:** Sistava covers sales, marketing, support, operations and finance as hireable roles. Ramp Agents work within the Ramp spend and accounting surface.

## Profile

- **Pricing:** The core Ramp corporate card and expense platform is free, monetised through interchange. Ramp Plus and enterprise tiers add per-user fees, with agentic features layered on the platform.
- **Founded:** 2019, by Eric Glyman, Karim Atiyeh and Gene Lee
- **Funding:** $3B raised across 10 rounds. $750M Series F in June 2026 led by ICONIQ, GIC and Ontario Teachers at a $44B valuation, on roughly $1.4B ARR
- **Focus:** Agentic finance operations on top of corporate cards, expenses and the general ledger

## Why Sistava

- Sistava covers sales, marketing, support, operations and finance as hireable roles. Ramp Agents work within the Ramp spend and accounting surface.
- Sistava works with whatever stack you already run. Ramp Agents require your spend to flow through Ramp to be useful.
- Sistava employees hold layered memory across every function, so a finance signal reaches operations. Ramp Agents operate on transaction and policy data.
- Sistava adds a leader, a shared board and sprints so finance findings become owned tasks. Ramp reports inside its own platform.
- Sistava has no interest in your payment flows or interchange, so the incentives are simply the subscription. Ramp monetises the spend itself, which is worth understanding when comparing free.

## Feature Comparison

| Feature | Ramp Agents | Sistava |
|---|---|---|
|  | Agents inside the spend platform | ✓ |
|  | Core capability | ✗ |
|  | ✓ | ✗ |
|  | Via Visa partnership | Approval-gated actions |
|  | Finance operations | Sales, Marketing, Support, Ops, Finance |
|  | ✗ | ✓ |
|  | ✗ | ✓ |
|  | ✗ | ✓ |
|  | ✗ | ✓ |
|  | ✗ | ✓ |
|  | Core platform free, monetised on interchange | Free (2,000 lifetime credits) + $49/mo |