Sistava vs Ramp Agents
AI Finance and Accounting
Ramp Agents vs Sistava
Ramp built a corporate card and spend platform to roughly $1.4B ARR and a $44B valuation, then layered agents on top. Its Accounting Agent, launched in February 2026, automates the gap between spending and the general ledger, auto-coding every transaction and checking policy adherence before syncing to your ERP. It has also extended its Visa partnership so agents can execute autonomous corporate payments with real-time controls. Sistava is a general workforce, so the comparison is scope versus depth.
Profile
- Pricing
- The core Ramp corporate card and expense platform is free, monetised through interchange. Ramp Plus and enterprise tiers add per-user fees, with agentic features layered on the platform.
- Founded
- 2019, by Eric Glyman, Karim Atiyeh and Gene Lee
- Funding
- $3B raised across 10 rounds. $750M Series F in June 2026 led by ICONIQ, GIC and Ontario Teachers at a $44B valuation, on roughly $1.4B ARR
- Focus
- Agentic finance operations on top of corporate cards, expenses and the general ledger
Why Sistava
- Sistava covers sales, marketing, support, operations and finance as hireable roles. Ramp Agents work within the Ramp spend and accounting surface.
- Sistava works with whatever stack you already run. Ramp Agents require your spend to flow through Ramp to be useful.
- Sistava employees hold layered memory across every function, so a finance signal reaches operations. Ramp Agents operate on transaction and policy data.
- Sistava adds a leader, a shared board and sprints so finance findings become owned tasks. Ramp reports inside its own platform.
- Sistava has no interest in your payment flows or interchange, so the incentives are simply the subscription. Ramp monetises the spend itself, which is worth understanding when comparing free.
Feature Comparison
| Feature | Ramp Agents | Sistava |
|---|---|---|
| Agents inside the spend platform | ✓ | |
| Core capability | ✗ | |
| ✓ | ✗ | |
| Via Visa partnership | Approval-gated actions | |
| Finance operations | Sales, Marketing, Support, Ops, Finance | |
| ✗ | ✓ | |
| ✗ | ✓ | |
| ✗ | ✓ | |
| ✗ | ✓ | |
| ✗ | ✓ | |
| Core platform free, monetised on interchange | Free (2,000 lifetime credits) + $49/mo |